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National Catholic''s Winter Meeting in 2024 will be in Ft. Meyers - stay tuned for details
National Catholic Makes Available 2022 Annual Report with Included Audited Financial Statements. Click the Annual Report button in the upper right-hand section of the screen to view.
Regional Risk Management Workshop at the Diocese of Austin on Wednesday, October 4, 2023 from 9:00am until 4:00pm. For more information or to register contact Barb Russell at
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Frequently Asked Questions – About TNCRRG

What Mechanisms Exist to Govern TNCRRG’s Business Conduct?

As an officially licensed Church-owned insurer, TNCRRG operates under legal, regulatory and moral constraints, including:
  1. Regulators’ expectation of ongoing solvency
  2. Regulators’ expectation of adherence to state laws applicable to all insurers (e.g., Unfair Claim Practices Act, False Fraudulent and Deceptive Practices Act, Insurance Holding Company Act, Premium Tax Law, etc.)
  3. National Association of Insurance Commissioners (NAIC) Governance Standards
  4. Vermont’s Department of Financial Regulation expectation that we operate within the strictures of our approved business plan and all Vermont statutes governing RRG insurers
  5. The requirement that we obtain an annual actuarial certification by an independent, Vermont approved, fully certified member of the American Academy of Actuaries
  6. The requirement that we obtain a certified annual audit by an independent, Vermont approved audit firm
  7. Business partners’ expectation of the integrity of contractual agreements
  8. Employees’ expectations of fair, reasonable and equal treatment
  9. The moral imperatives of the Church and our own faith.

Consequently, we scrupulously avoid the appearance or actuality of any “special deals” of any sort, be they claim, underwriting, financial, risk control, marketing or employment related.

What Is Required to Become a TNCRRG Shareholder?

Prospective shareholder insureds must:
  1. Complete an underwriting application and also submit additional documents (e.g., loss experience, risk control and claims management information, etc.) requested by Company underwriters to enable a better understanding of the risk exposures of the prospect entity, and also, to ensure satisfaction of Company underwriting and risk control standards
  2. Be able to verify that they are listed or eligible for and seeking listing in, the Official Catholic Directory published by P.J. Kenedy & Sons
  3. Complete TNCRRG Participation, Subscription and Joinder Agreements (note that a prospective shareholder cannot become a shareholder -- even with an accepted quote and a request for binder -- unless and until they complete these contractual agreements)
  4. Remit the minimum required capital injection, which is always 10% of first year premium.