The National Catholic Risk Retention Group, Inc. Statement of Changes in Shareholders' Equity

For the years ended December 31, 1999 and 1998

COMMON STOCK ADDITIONAL PAID-IN CAPITAL ORIGINAL REQUIREMENTS ADDITIONAL PAID-IN CAPITAL POLICYHOLDER DIVIDENDS ACCUMULATED OTHER COMPREHENSIVE INCOME RETAINED EARNINGS TOTAL SHAREHOLDERS' EQUITY BOOK VALUE PER SHARE
Class
A
Class
B
Balance at January 1, 1998 $ 920 $280,293 $3,895,437 $3,906,912 $3,972,563 $13,838,860 $25,894,985
Issuance of one share of Class A and 69.06 shares of Class B stock 20 2,762 232,642


235,424
Redemption of 386.20 shares of Class B stock
(15,448) (1,402,295)


(1,417,743)
Issuance of 1,369.46 shares of Class B stock -- policyholder dividend
54,778
4,972,525

5,027,303
Other comprehensive income



1,593,313
1,593,313
Net income




-- --
Balance at December 31, 1998 940 322,385 2,725,784 8,879,437 5,565,876 13,838,860 31,333,282 $3,865
Issuance of 8 shares of Class A and 25.45 shares of
Class B stock
160 1,018 128,072


129,250
Redemption of 377.65 shares of Class B stock
(15,106) (1,444,468)


(1,459,574)
Other comprehensive income



(316,335)
(316,335)
Net income




1,174,415 1,174,415
Balance at December 31, 1999 $1,100 $308,297 $1,409,388 $8,879,437 $5,249,541 $15,013,275 $30,861,038 $3,976

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